Let's find you the right cover.
Life, Health, Motor, Travel & Business — all under one roof. We compare leading insurers and recommend only what truly fits. We don't mis-sell.
Get a Free Consultation
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Insurance for every part of your life
From your family's health to your business assets — we cover individuals, families and companies with the right plan from leading insurers.
Personal For You & Your Family
All Insurance, One Roof
Life, health, motor, travel and business — compare and buy everything in one place.
Unbiased Guidance
Every recommendation is made with your needs first — never a pushy policy.
Award-Winning Advisors
MDRT, COT & TOT qualified and LIC Chairman's Club — decades of proven expertise.
Support to Claim
We stand with you at every stage — from choosing a policy to settling your claim.
How Insurance Clinic Works
You relax — we do the hard part. We analyse, compare and explain, then leave the decision to you. No pressure, no mis-selling, and no repeated calls.
Tell Us What You Need
Pick the type of cover you're looking for — Life, Health, Motor, Travel or Business.
Share a Few Details
Fill in some basic information so we understand your needs, budget and priorities.
Sit Back While We Do the Hard Work
That's it from your side. Leave the research, paperwork and number-crunching to us — our advisors compare plans across leading insurers and shortlist what genuinely fits you.
We Explain, You Decide
We share an honest comparison and our recommendation. No pressure to buy — and if it's not the right time, we won't chase you with repeated calls.
Buy Only If You're Sure
Made up your mind? Pay and your policy reaches your inbox. Not yet? No problem — we're here when you are.
30-Day Money-Back Guarantee
Bought a policy and feel it isn't right for you? We'll refund your money within 30 days — no questions asked.
Among the top 1% of advisors worldwide
Recognition earned over four decades of putting clients first — among the most elite credentials in the insurance profession.
Part of the Million Dollar Round Table — with COT 6 times and TOT 12 times, a distinction held by less than 1% of advisors worldwide.
A family you can trust with your future
Insurance Clinic is a family-led firm combining traditional values with modern financial expertise — led personally, not by a call centre.
Charanjit Singh Gujral
Built Insurance Clinic on four decades of trust, integrity and lasting client relationships since 1982.
Harsimrat Gujral
Next-generation leadership bringing modern financial expertise and a client-first approach to every plan.
Preetika Gujral
Dedicated to honest, transparent advice and guiding families and businesses to the right protection.
Backed by India's most trusted insurers
A wide network lets us offer the best policy options, competitive premiums and reliable service.
Expert Financial Insights
Quick, easy-to-understand video guides from our team to help you make informed decisions.
Family Expense Protection
Aapka jeevan ruk sakta hai, par family ke expenses nahi. Ensure their future today.
Is Your Health Plan Outdated?
Are you still carrying a 2023 health plan into 2026? Understand why it needs a review.
DIY vs Expert Advice
You wouldn't perform surgery on yourself, so why DIY your financial future?
Avoid Claim Rejection
Motor insurance claim rejection se bachna hai? Avoid these common mistakes.
What our clients say
Decades of relationships built on honest advice and genuine care.
"The support was outstanding at the time of claim"
Listen to our esteemed customer sharing their real experience with the Insurance Clinic team. From initial consultation to claim settlement, we stand by our clients when they need us most.
"Best Insurance Service Ever 😍"
"Best Health Insurance Service Ever Easily Claim Settlement"
"Very knowledge and trust worthy people"
"Best Experience Ever"
"I have been there customer since atleast 12-13 years, and ive had a great experience both in renewals and also get great assistance if i get stuck with any claims. Forever customer ❤️"
"Had a really good experience with Gujral Insurance. The team was very helpful, approachable, and made the whole process really easy. Would definitely recommend them!"
"Excellent"
Not sure what cover you need?
Have a quick, no-obligation conversation with an expert who'll give you honest advice — not a sales pitch.